Jake is great to work with. Just had my second successful closing today with him. The nice thing about working with Jake and Mortgage Nerds is the fact that they are a broker. He will shop around for you and get you the best deal possible.

I had an amazing experience purchasing my first home here. They were patient. Respectful, courteous, and very kind. I worked a lot with Pam. I could have not asked for a better experience. If your looking at purchasing a home, this is the place to go!

We were with a bank for our home mortgage and decided to refinance for some home projects. Remembering the process with the bank was not smooth, we decided to go with Mortgage Nerds. We could not have been more pleased with the simplicity, knowledge and service we got from Pam Gustafson and the group there. Even after the refinance was complete and their job was done Pam has been available to answer questions whenever we need it. It was and is an excellent experience.

Pam Gustafson made the process of buying my first home so much easier then I expected. She was amazing to work with, was alway very quick to answer any questions I had, and walked me though the VA loan process. I highly recommend her, and her team to anyone looking at buying home.

How much do we adore Pam Gustafson and her team at mortgage nerds let me count the ways. First, my wife and I are middle aged adults so we are not spring chickens when it comes to purchasing a property or refinancing. Years ago, we had the experience of a mortgage broker disclosing the closing cost for a cash-out refinance during the loan application/underwriting process. We were prepared to accept the terms that were disclosed to us. Then, on the day of closing, the mortgage broker tacked on an additional $10,000 mortgage broker fee. We were told in the office of the title company that we could either sign the closing documents and accept the additional fee or not sign and walk away from the refinance. This experience has made us very distrusting of mortgage brokers. I want you to know that Pam Gustafson and the team at mortgage nerds were honest and upfront about the costs. We did not have to pay a ridiculous mortgage broker fee. And on top of that the closing costs were lower than what they estimated. Pam and her team were also very patient with us when we questioned everything! Pretty sure we asked "why" more than a curious toddler. Recently we had the experience with a national bank that told us they would be able to close within 45 days on an investment property. The national bank ghosted us for 3 weeks even though we called and e-mailed every day asking about where we were in the process. The national bank assured us that we would close on time. Long story short, the week we were supposed to close the bank e-mailed and said we would not be closing on time. We wish we would have known about mortgage nerds when we were purchasing that property. When we applied to refinance our properties Pam Gustafson told us it would be 45 days to refinance. She was able to do it 30 days! And on top of that she was able to arrange for us to sign the closing documents while we were on vacation! Pam said we made things easy by being organized and immediately getting her the documents she needed. But we do know that our circumstances gave Pam additional hoops to jump through. Pam listened to everything we needed and wanted out of this cash-out refinance and she remembered details that we had forgotten like not paying off a loan that was 0% interest for 5 years. We are thankful that Pam and her team were on top of everything and we would recommend Pam and mortgage nerds to anyone looking to buy a house or refinance.