We purchased our first home through a very reputable veteran mortgage lender and it was a really great experience. When we had to relocate for my husband’s new job we attempted to use the same lender and had a completely different experience. The lender would not return calls and was trying to have us pay off bills we actually planned on paying off with proceeds from the sale of our home. They were very rude. My credit score was a fair 703 and it was like they expected over 800 or they were not going to bother with you. We heard about Chris through our realtor and knew instantly we were in the right place. He did not make us jump through a bunch of unnecessary hoops. It was very straight forward. He was friendly and responsive. We could not have asked for a better mortgage agent to help us along on this new chapter of our lives. Additionally he made paying off our credit cards much easier by handling that process so we did not have to. Now my score is above 800! So grateful for all the time Chris took to help us and guide with this process!

I had an excellent experience with Mike and Atlas Lending! We were cleared to close in just two days! Everything was so smooth and simple, and Mike explained everything to me if I had questions or didn't understand something. I would absolutely recommend Mike if you're looking for a great mortgage agent!

Great company for financing. Chris Theriot very knowledgeable, welcoming and helpful. He made what should have been a stressful process be stress free. He walk me through the process and explain everything every step of the way. I highly recommend using Atlas Lending and ask for Chris Theriot.

Let me just tell you about Mike and his team! We were in the market to sell our home and buy another. We had a series of unfortunate events (offers fall through etc.), that had to put things on hold. Things got a little murky for a few weeks (to say the least)! We finally got a solid deal on the sale of our home, and with that, we were back to buying our dream home. Without skipping a beat, on VACATION IN THE BAHAMAS, Mike got our loan going again. He gave me better VA rates than the corporate lenders and I really appreciated his business and everything him and his team did to push our loan through in really just 5-7 days! Thanks again Mike!

I was looking to buy a house in South Carolina, moving for Ohio. I was in a line of work that became soo toxic and evil that I no longer felt safe or happy in. I rented out my house in Ohio and moved. Chris and I served in the same unit in the Marine Corps. He hasn't lost his Marine Corps spirit. My credit score and DTI was straight garbage when I started talking to him January of 2023. He told me straight up what I needed to do to be qualified. No punches reserved. I applied to dozens of lenders along with Atlas lending group. All of them stated they had a minimum score requirement on a VA loan of between 620-650, ruining the spirit of the VA loan. I had a 603. EVERYWHERE told me to look elsewhere because my loan would be "too hard." Chris took me in, told me exactly what I needed to be pre-approved. Once I met those requirements, with still a 603 we were sprinting. We sent paperwork back and forth within minutes. What would take a civilian a week to sign, send, and forward. Chris did in minutes. Weeks of work done by close of business the same day. The only delay was Newrez. Newrez was complacent and dropped the ball all the way to closing. They missed a fatal flaw in my initial loan process, my COE and entitlement. I still had a home in Ohio with a VA loan that I bought for $100k. You can't have two VA loans under $144k with a VA loan. Two weeks gone thanks to a complacent, incompetent 3rd party underwriter. This WAS NOT due to Chris, nor Atlas Lending. My credit score did not meet the automatic underwriter so it was bound to happen. Still, Chris worked HARD. I found a house for $150k for the bonus VA entitlement and pushed on. 15 days closing on this new property. Chris worked relentlessly. In a world full of stress, problems and pain that's caused by lazy people. This company and Chris make this the way they should be. While my loan profile was painful, Chris made it work. I will always recommend Chris and Altas to anyone needing a team that grinds without stop.

An awesome team! They were quick to address concerns. They were great at communicating n answered any/all questions. They work for you!

I have been a realtor for over 7 years and have dealt with dozens of different lenders that my clients have chosen. I had stumbled upon Atlas Lending after I almost lost a sale due to multiple closing extensions because the current lender was taking way to long to get the clear to close. Atlas saved my deal and we closed in less than a week!!! They are, by far, is the best lender I have worked with! They are able to close faster than any other lender, are tenacious, knowledgeable and extremely communicative with all involved throughout the closing process. They also seem to have the lowest interest rates and offer many loan options for various buyers needs. Agents and buyers…. Do yourself a favor, avoid the headaches and get surety by using ATLAS LENDING!!!

I sent my client to Mike and his team in hopes they could help them! They made the impossible possible for my clients!! We are closing on a house and with an amazing rate!! Thank you again for Atlas Lending for such high quality service for my clients, a fast closing date, and great communication skills!! Thanks again!! Now my clients have a place to call Home!!

If you are using a VA loan, you need Mike!! We were first time home buyers, and were choosing between different lenders but Mike by far blew them all out of the water. Mike and his team truly went above and beyond and got us through the process way faster than the other lenders that we had started with. I’m not sure Mike and his team ever sleep lol He followed up with people promptly to keep everything moving along, and took time to explain things to us when we asked. He was also super transparent about all costs. Cannot recommend him highly enough.