Waste of time! When we finally got an offer accepted to buy a property Lima dropped the ball when it came time to close the deal. The 3rd party company they use to appraise the properties is a complete joke! The comps they chose had nothing to do with the subject property. They chose smaller comps sold more than 8 months back and the adjustments made for choosing terrible comps were minimal. One of the comps wasn't even in the same zip code! When I tried to show them true comps that made more sense they just declined and provided zero feedback. Stay away from this lender ... you'll just waste time and your money.