I told myself that I would never buy another home since the first 4 homes I bought was a headache to get to closing. Even though I had good credit they seem to always want something else from me causing closing to get delayed. I sold my last home last year and moved into an apartment thinking this will be fine living in an apartment. Well after 9 months I started thinking about maybe buying another home but really did not want to go thru another headache of buying. My Realtor referred me to Shawn and his team at Palmetto State Mortgage. After speaking to Shawn he made it seem easy with him so I gave him a shot. He put me with Tere and she went to work. It was absolutely the easiest and fastest buying process that I have ever went thru. It was very simple with them, they asked me for documents up front and Shawn and Tere did the rest. In fact we closed right when they said we would on my contract. All my other homes were always delayed for weeks but not with Palmetto Mortgage. They stood behind what they said they would and we closed on time!!!! I HIGHLY recommend Shawn and his team at Palmetto State Mortgage to anyone and everyone who is in the market to buy a new home. I am a 1000% satisfied!!!!! Thank You Shawn and Tere!!!

Shawn and his team are first class. He's helped me purchase two homes now and I can't be more pleased. Even in a challenging market, he found ways to keep us ahead of the market rates, and I can't recommend PSHM enough.

The Palmetto State Home Mortgage crew helped me secure my first house! Cannot recommend them enough for any loan situation you might find yourself in. Thanks to everyone on the team!

When I first told my family I was going to start the process of becoming a homeowner, my parents horror stories of what they'd endured during their process of becoming homeowners made me believe I was in for a grueling, figuratively back-breaking process. But PSHM made sure it was nothing like that. The people who work here are hard-working, earnest and attentive. They were endlessly patient and answered each and every one of my questions regarding the process down to the most minute detail. They never expressed even the barest hint of annoyance no matter how often I blew up their phones, and they went out of their way to help me more than once throughout. In the end I was able to trade in my mold-ridden, cockroach infested apartment for my dream home, and my family and I couldn't be happier. Thanks again!

I recently had the pleasure of working with Palmetto State Home Mortgage, and I cannot express enough how impressed I am with the exceptional service, care, and professionalism provided by Shawn and Tammy. Their dedication to ensuring a smooth and stress-free mortgage process was truly outstanding.

Due past financial mistakes I thought I would never own a home again but thanks to the hard work of Shawn and Tammy I am sitting in my new home writing this review. I didn’t think it was possible but they led me through the process and got it done! I am forever grateful!!

Shawn and Tammy made the impossible, possible. I struggled with every other lender and I'm not sure how they did it, but I'm officially a homeowner!!

From the very beginning, Shawn and Tammy exuded a genuine and welcoming demeanor that immediately put me at ease. They took the time to listen attentively to my needs, aspirations, and financial circumstances, demonstrating their commitment to understanding my unique situation. Their personalized approach and ability to empathize with my concerns set them apart right from the start. What truly impressed me was Shawn and Tammy's level of expertise and knowledge in the mortgage industry. They guided me through each step of the process with utmost precision, ensuring I had a comprehensive understanding of all the intricacies involved. Their attention to detail and ability to explain complex concepts in a clear and concise manner were truly commendable.