Christine Peña at OPHL made my first time home-buying experience seamless. The timeline on my closing date was very tight, and Christine not only ensured everything got done with time to spare, she also got us a *much* better interest rate than other lenders. I am extremely glad I consulted with Christine on the previous lender offers we had, because she saved us a significant amount off of our mortgage payment. Christine was always available to me when I had questions, and exhibited great care throughout the entire process.