Joe and the team at Motivation Mortgage went above and beyond to ensure our experience was a great one. We already had a low rate when we called Joe and were skeptical that we could improve our mortgage. Joe took time to learn our situation and made some great recommendations. Fast forward to two weeks later and we’ve already closed on a loan that saves us money monthly while also helping us pay off our home faster. The cherry on top is because of the extra savings my wife is now able to retire a few years sooner than we had planned! Thanks Joe!