We purchased our first home through a very reputable veteran mortgage lender and it was a really great experience. When we had to relocate for my husband’s new job we attempted to use the same lender and had a completely different experience. The lender would not return calls and was trying to have us pay off bills we actually planned on paying off with proceeds from the sale of our home. They were very rude. My credit score was a fair 703 and it was like they expected over 800 or they were not going to bother with you. We heard about Chris through our realtor and knew instantly we were in the right place. He did not make us jump through a bunch of unnecessary hoops. It was very straight forward. He was friendly and responsive. We could not have asked for a better mortgage agent to help us along on this new chapter of our lives. Additionally he made paying off our credit cards much easier by handling that process so we did not have to. Now my score is above 800! So grateful for all the time Chris took to help us and guide with this process!