If you are using a VA loan, you need Mike!! We were first time home buyers, and were choosing between different lenders but Mike by far blew them all out of the water. Mike and his team truly went above and beyond and got us through the process way faster than the other lenders that we had started with. I’m not sure Mike and his team ever sleep lol He followed up with people promptly to keep everything moving along, and took time to explain things to us when we asked. He was also super transparent about all costs. Cannot recommend him highly enough.