Rick Melville and his team provided the best experience for our family as we went through the process of applying and successfully receiving a mortgage within a tight timeframe. I have never worked with another mortgage company that excelled at communication throughout the entire process in the way that Rick did. They really removed the stressfulness of the process, consistently connected to share updates on where we were and quickly responded to any questions we had. We are customers for life and I can't sing their praises loud enough!

La experiencia fue increíble, Enpezando por Carolina y todo el equipo de trabajo de Atlantic Bay, desde el comienzo fue muy onesta, nos oriento, brindo soprte en todo momento durante todo el proceso del préstamo y nos ayudó a tomar las mejores decisiones, realmente estamos muy agradecidos con Carolina y Bruno por sus conocimientos y profeccionalismo y con Atlanty Bay por apoyar y confiar en la comunidad hispana que hacemos vida en este hermoso País..

Ali, Melinda and Ann made the process as easy as possible. They really helped every step of the way. They were extremely responsive which made everything easier/quicker! Definitely recommend them!

Terence Guess and his team are amazing!!! I recommend him to my clients and trusted him with my own mortgage! Always a smooth transaction and closes on time every time!!!

I used Ali when I purchased my first home, and she was absolutely amazing. Using her for my refinance was just as great, and there are not enough wonderful things to say about the level of service she and her team offer. My interaction was mainly with Ali and Melinda and both are attentive to detail, extremely knowledgeable, and most of all – likely the best and most responsive communicators I know. I will continue to use Ali and whatever company she is with (better keep her on board and treat her well Atlantic Bay🙂) for as long as she is in the business, and I am going to continue to recommend her to all my friends, family, and clients. Thank you for a wonderful experience again, Ali and Melinda.

If you need a prompt, knowledgeable and professional loan officer. Liz Atkison is the go to person! No doubt in my mind you will love her team!

Shop around.

Mike Ray was the BEST both professionally and personally!!!! I’ve never experienced a more invasive process than getting qualified for a mortgage. You literally tell them everything. Mike actually made the process fun. From our very first conversation, I felt comfortable sharing my previous financial missteps, and how I worked hard to improve my credit. After listening to my long story long about life happenings, he said “I haven’t heard anything that screams no.” Just hearing that it was possible, was what I needed to go forward. I trusted that Mike and his team would get across the finish line. Mike and Ashley were on top of it! Mike delivered on every promise, every timeline, and I closed 20 days after going under contract. The total process from approval to closing was 30 days!! I am one of the lucky ones. I am mostly lucky to have had Mike Ray as my mortgage banker. I truly felt like he was rooting me on the entire time.

Ryan was so patient and kind throughout the whole process! Made buying a home super smooth. Thank you!

I have worked with Dana Lucas. She has a great personality very fun person. I have some gap at my work history and I have explained everything to Dana. She told me that I am good to buy house, my work history is enough. So we have started to make offers. You have to put nonrefundable down payment and many conditions to purchase a house these days. I have told Dana that we making offers with nonrefundable payments. Are we sure I am ok to purchase a house. Than she has talked with under writer and never heard back again from her. I had made an appointment with her to know what is going on,, she didn't answer the phone, I texted no response, no emails. I trusted Dana Lucas with all my personal documents and spent many months working with her but she didn't even take some time to explain to me that why she put me in a situation that I could lose 10's of thousands of dollars when I make a nonrefundable offers for the houses. I was lucky that noone accepted my offer, I d lose soo much.