Ray and his team were phenomenal. I’ve been involved in several realistate transaction before and this one using Ray for the first time was as seamless as it can get. Pleasant to talk to, always available, on top of each step of the process, I always knew what was going on and never once felt we wouldn’t close on time. He was there from start to finish. I was never passed off. Always felt that he had my best interest at heart. Highly recommend. Thank you Ray and team!

I could not possibly recommend Ray and his services more highly! He's helped my family through the mortgage process twice - and his customer service and expertise are second to none. He is also extremely patient and was willing to simplify things into layman's terms regardless of how many questions I asked. He will definitely be our go to for any future needs.

Great communication and experience all around. I work in the construction side of new home purchasing and know how difficult mortgage loans can be. This team makes it about as stress free as possible!

Working with Ray Patterson and his team has been amazing! From the beginning of the process Ray walked me through the steps needed to qualify for my home loan, made sure my information and documents were in order, and always had my best interest in the home buying process. Never once did I feel I was being pressured to qualify for something that was unattainable for my credit and budget, and when we did find our home the approval and closing processes were smooth and straightforward. I would recommend Ray and his team if you are purchasing your first home, looking to refinance or simply need advice in the mortgage process. Ray is the best in the business!

Good communication, easy to work with, great experience all around

Low interest rates, great service, and easy refinancing!

Ray and his team were great. The process was quick and easy and the communication was on point. I definitely recommend them 100%

Ray is highly communicative, where other lending agents requite 15 phone calls, Ray is able to answer questions in 1 call and in 5 mins. He has been great at walking me through the process in simplistic terms, and definitely inspires confidence.

Ray was awesome! He made my home buying process smooth and was able to assure I closed on time. He was my go-to throughout my whole process and his expertise allowed me to stay on track and close on my property quickly. I would recommend him to everyone- already referring him