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Planet Home Lending, LLC - Myrtle Beach

Mortgage broker in North Myrtle Beach, South Carolina

4.5
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17 Reviews and Ratings
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Regis Staley

Apr 16, 2023

StarEmpty StarEmpty StarEmpty StarEmpty Star

Let me start by saying that my local Platinum agents, Sidney and Andrew are wonderful. Professional and responsive. But they report to and get their directives from a third party , the processor/closer, who may or may not be an outside vendor. The closer delayed my closing , a simple refinance numerous times requesting additional information and asking me to contact Equifax or other banks for further updates which involved the usual telephone dances with being on hold, or being told they could not provide the requested information, which I suspect is why the closer didn't want to trouble herself. Anyway we finally closed on 3/13. I was at peace. But the payoff letter(which the closer set up) expired on 3/15. I alerted all to this and in response the closer requested I contact Equifax to get an updated report. This is two days after closing! I went through another round of telephone bingo and was told Equifax' records are closed as the final file is marked "closed" I related this to the beleaguered Sidney, and she called the next day to say the closer had contacted Equifax (which arguably was not necessary and which she should have done in the first place) and that the proceeds are being timely distributed. As of close of business on 3/17 (4 days after closing), the closer had not yet distributed the proceeds. So my proceeds and the payments to various other financial institutions have not been satisfied. I'm waiting for the next shoe to drop and I envision a week of calling other financial institutions to try and explain the reason for the delay I'm 73 and a retired attorney. I offer this only to point out that I have a pretty good understanding of how these things are supposed to work and this has been the most disgraceful execution of an otherwise simple transaction, I've ever experienced, and that includes 50 years of visiting the DMV I'm thinking of registering a complaint with the SC banking department but I probably will not because I'm inherently lazy, and because I have the fondest regard for Sidney and Andrew, who are two of the finest people I've ever dealt with. We'll see where the shoe drops

Reply from the business:

Apr 16, 2023

Dear Mr. Staley - Thank you for taking the time to reach out to let us know more about your loan experience. We’re delighted to hear that you enjoyed working with Andy and Sidney; we know they work hard to ensure our customers successfully navigate complicated transactions with comfort and great service. We are sorry to hear of the difficulties you experienced. We appreciate the honest feedback regarding the coordination of your closing as we are always looking to improve on how we communicate requirements to customers. We are not able to speak in a public forum about the individual details of your transaction for your privacy. However, we can address some general points that we feel may be relevant to your circumstances. Unfortunately, we cannot control Equifax’s handling of consumer accounts. As an attorney, we’re sure you understand that it would not appropriate for us to make requests to Equifax relating to your entire credit file on your behalf. As to the disbursement of your loan funds, the federal Truth-in-Lending-Act requires a 3 day right of rescission for most transactions before funds are disbursed. The federal government requires this as a means of consumer protection, even for well-informed customers such as yourself who may not wish to exercise this right. Again, thank you for the feedback as we do take customer service seriously. If you wish to discuss the particulars of your loan file further, please do not hesitate to contact us in a more private forum by calling 1-800-9LENDER or reaching out via our website.

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Morgan Benton

Apr 16, 2023

StarStarStarStarStar

5 stars we had a wonderful experience it all went smooth

Reply from the business:

Apr 16, 2023

Hi Morgan, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!

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Jeanie Niebel

Feb 16, 2023

StarStarStarStarStar

Very helpful, and very professional!!

Reply from the business:

Feb 16, 2023

Jeanie, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!

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James Upperman

Jan 16, 2023

StarStarStarStarStar

Andrew and Sydney provided exemplary service when life sent curve balls at our mutual clients. Thanks for the professionalism and support you gave my clients. I am a South Carolina Realtor and communication is key for the buyer and agent with the lender. Thanks from me and our client for adding clarity every step of the way.

Reply from the business:

Jan 16, 2023

James, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!

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Craig Wright

Dec 16, 2022

StarStarStarStarStar

Platinum made the stressful process of buying a home so much easier. They answered every question we had throughout the entire process and always got back to us very quickly. We would highly recommend them!

Reply from the business:

Dec 16, 2022

Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.

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Joseph Chargot

Nov 16, 2022

StarStarStarStarStar

Thankyou Grant/Haley and team for all your help! Appreciate the hard work getting things done quickly and for the great experience. Excited to continue working with you in the future!

Reply from the business:

Nov 16, 2022

Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.

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Michael Prosek

Nov 16, 2022

StarStarStarStarStar

Super easy to work with, and helps with making the right decision.

Reply from the business:

Nov 16, 2022

Hi Michael, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!

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Joe Graham

Oct 16, 2022

StarStarStarStarStar

Andy was awesome. Very helpful. He knows his job very well. Very happy with the experience

Reply from the business:

Oct 16, 2022

Thank you, Joe! We appreciate you taking the time to write such a great review. We hope you're enjoying your home and that we can assist you again someday!

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John Bodie

Oct 16, 2022

StarStarStarStarStar

Andy is very nice and helpful.He cares about his customers.

Reply from the business:

Oct 16, 2022

John, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!

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philip evans

Aug 16, 2022

StarStarStarStarStar

Andy did a great job in a very timely manner after Rocket ( they were awful) dropped the ball on me. He was kind and did what he said he was going to do. We’re very excited to be moving into our first home together.

Reply from the business:

Aug 16, 2022

Philip, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!

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