I had a bad experience with this lender. I would not recommend them. It took me about a month to hear back after sending all my information. I had paid about $500 for an appraisal and inspection that I did not have access to. I have contacted them several times and informed them that I would not move forward without seeing the details of the appraisal and was given the round around. By the time, it was time to close the deal, I know that the price of the home had gone down. I had called over and over to inquire about the appraisal. Nothing was done. Needless to say, I lost the deal. The home was sold for about $75K. The original price was for 94K. I had fees that they couldn't explain. The original interest rate and down payment had changed several times. I definitely would not recommend Lima one capital.