MY GOD MELISSA YOUNG IS THE BEST!!!! I'M A SALES MANAGER AND THO SHE DID NOT SELL ME MY HOME SHE GOT ME THE LOAN,,MELISSA WALKED ME THROUGH THE PROCESS,, IT WAS SO SMOOTH AND THE CUSTOMER SERVICEWAS BAR NONE JUST GREAT.... LOOKING TO BUY A HOME AND NEED A LOAN CALL FAIRWAY AND ASK FOR MELISSA!!!