5 STARS! Cotton is a true professional and was available when we needed her. She was a pleasure to work with. I would highly recommend her to anyone that is looking for a mortgage broker. She goes above and beyond for her clients.

Cotton was great to work with and available 24/7. She was very patient and answered all questions, sometimes several times. Cotton helped this technically challenged person through signing the documents electronically and getting all documents to her electronically. The buying process went smoothly with her help. I highly recommend Cotton.

I recently purchased my first home and went through cotton. She helped tremendously and answered all questions I had in a very timely manner. I wouldn’t have wanted to use any other loan company and I’m glad I went through cotton as they very friendly and great at what they do.

I recently found my forever home and thanks to Cotton at Motto Mortgage made my dream come true! She is extremely easy to work with, she answered all of my questions and concerns. She treated me very well and is very knowledgeable. She went above and beyond when I wasn't sure in which loan to choose. She walked me through every step and made the process of buying my home easier than expected. If you are looking for a loan officer then Cotton is who you want to work with!

I had the pleasure of working with Cotton Baldwin during the purchase of my home. She was professional and informative at every step of the mortgage process. Cotton and her team went above and beyond to ensure everything went smoothly. I would definitely recommend her. Thank you! The Power Family

My husband and I have no complaints whatsoever with dealing with Cotton Baldwin for our mortgage loan. Ms. Baldwin was always professional, very helpful, quick to respond, friendly, accommodating, knowledgeable, and it was obvious to me that she cared about her work and went above and beyond to assist. I was excited to finally get to meet Cotton Baldwin when we arrived in town at the time of our loan mortgage closing. I felt like I already knew her before we ever actually met. My husband and I are thankful and appreciative for all Cotton Baldwin's efforts and thanks to her our loan mortgage closing went smooth without any delay, hassle, or added stress.

It was a pleasure working with Cotton Baldwin in securing my loan for the purchase of my new home. She is truly professional and knowledgeable of the loan process. She made the process extremely easy and never hesitated to answer any questions I had regarding the entire process. Thanks, Cotton for all your help.

Truly a pleasure working with Cotton! Very responsive and helpful throughout the mortgage process.

Cotton worked her tail off to take care of us! I'm blown away at how easy she made this process for us and more than happy to recommend her to anyone looking to buy a home!

What a great experience from the initial conversation to after closing! She was answering my phone calls being as professional and helpful as she could possibly be! I am beyond grateful for the support as a first time home buyer! Definitely a top recommendation!