John was instrumental to our home buying process. He took the time to go over the different options available to us and made sure that we had full understanding before we made any decisions. John made himself available without hesitation any day and night of the week that we had questions and his expertise is second to none. We've financed with John previously and have always had amazing experiences, and will always recommend him to anyone with potential financial needs! We cannot thank him enough for his knowledge and guidance throughout the years!