Ken Schmidt saved my husband Willie and myself from a real big Almost mistake, I am so glad that our Realtor Rachel said for us to have him look over our papers 1st before we signed anything. He saved us a bundle compared to what we would have been stuck with paying by us switching to him as our Lender, and went over and beyond to find us any deals or better rates that he could. We areb100% satisfied with all decisions we made on our Home Loan with Ken at Rosegate if you are looking, give him a try for all your home loan needs. Kudos Big time for Ken Schmidt Willie & Marquita Berry