I was going down the traditional route of refinancing our house, only to be pestered by spam calls and commission-driven salesmen giving me over-eager, but under-valued refi deals. A friend recommended Rosegate and I gave them a call. From the first phone conversation with Bryce Bradley, to the very efficient and transparent rate tool on Rosegate's website, and all the way to closing, Rosegate exemplified what every mortgage company should strive to be. Incredibly responsive and informative, great values, and a quick to close timeline led to a refreshing and simple experience that I would gladly recommend to anyone else. Thank you again to Bryce and his team.