Success is a word that is appropriate here. Kelley M. Phillips and the team of associates are very efficient at executing a mortgage application. They are familiar with what needs to be done, and at what time. They are organized and well connected with the appropriate business associates to get the job done, right. We are happy with the new home. There are many details that are local concerns, and we always had a sense of confidence that we were well taken care of. Good crew. Good job. Good Day. Edward and Liz Eaton