Lucy Reppond helped me to understand that I was already in the best place possible with my existing financial situation due to my poor credit score, I really appreciated that she gave me an in depth credit review and told me where to focus so I could improve my score to qualify for a loan program in the future. I will reccomend her/Royal United Mortgage to friends and family based on the genuine care and concern expressed by LUCY! Thank you for giving me hope for the future!