Chris O. & Jenna B. It was a pleasure to work with both of you on my refinance. I had some issues that arose but both immediately came back with ways to correct or rectify the problem. Very easy to talk to and straight forward answers made the process flow like water. Everyone from the appraisal company to Gloria with the Credit Merchant firm was awesome to deal with and helpful in their on way. Midland has put a great team together to make these business transactions easy as possible, for a lot of us this is one of the biggest steps we'll take in our life's and y'all guys are great & hit it out of the park!!!! I will definitely use these Midland / Chris/ Jenna again when the time comes. Thanks, John.