There aren't a great many things that matter to me in life, other than...integrity, hard work, focus, commitment, drive, leadership, attention to detail, trust, passion and a willingness to win. Dave is all this wrapped into one human being. Recently, I was selling a house and the Realtor for the Buyer, was clearly very inexperienced...making the entire process mind numbingly painful... in fact he was no assistance what so ever in my transaction. Dave was able to help the buyer, who was an immigrant, with little verifiable income, a total mess of a financial profile...speaking NO english...to get financed at a great rate with great terms! This guy IS outstanding! I HIGHLY suggest you call Dave . I KNOW he can help YOU become a home owner. Corey