Mike Pitkowicz is hands down the BEST LENDER in the Charlotte area. Please, If you are in the market to buy a home in the Charlotte area READ THIS REVIEW! As a fellow mortgage broker I knew that when my brother in law said he wanted to buy a house he was going to need to find a local lender that would break down the home-buying experience for a 1st time homebuyer. Online retail lenders just do not offer the same level of service and care as a local lender. Mike went above and beyond what I expected to find in that perfect lender. He breaks everything down so that even the most experienced home buyer learns something, let alone a first time home buyer. He sends out videos explaining every step of the process if you are unable to make a call. He is on top of every step of the loan like a hawk making sure nothing gets past the buyers and that there are no hidden surprises. As a buyer you can expect to be taken care of like family with Mike. I know I will never have to worry about carrying a license in North or South Carolina as a lender because I know Mike will take care of people just as well if not better than I would. He will get every one of my referrals in the Southeast! Please, If you are in the market to buy a home in the Charlotte area, I encourage you to reach out to Mike. He offers Elite service, competitive rates and a speedy turn time to boot! Thank You Mike for your outstanding service as well as teaching a family member all of the in's and out's of home buying better than I could have ever explained it! You have earned yourself a client for life with my brother in law, as well as a hands down referral partner in myself going forward. Rosegate Mortgage has an amazing Loan Officer in Mike Pitkowicz.