Karyn and her team were absolutely fantastic. This is a great mortgage company to work with because they work for you. I am a first time home buyer and had no clue about what I was doing, Karyn and her team walked me through everything. The team made sure things were done in my best interest letting me know what I could afford and not letting me walk into just anything just to make a sale. They were very patient and understanding knowing I had no clue. If thinking about buying a home I recommend calling them first. Thank you team Heidi. LOIS Ware