Josh Dean was absolutely incredible from start to finish throughout my buying process! As a first time home buyer, there are a lot of unknowns that can be overwhelming. Having a personal relationship with your loan lender makes all the difference. Josh was always reachable and communicated great with me with any questions or concerns that I had. They say the best ability is availability. Josh was always available and eager to help. I would 100% recommend Josh and Atlantic Bay with any and all of your mortgage needs!