LaShan was professional and very informative. She cared about where I am and where I need to be. She was open and transparent about what needed to be done to go to the next level. I am glad I consulted with her. Although, it's going to take time and hard work, but I believe it can and will be done. I came in with the mindset that it will not be overnight or even in the next few months. Reality when going in to buy your own home is what is needed. It will save you from discouragement and disappointment. I had to be real about this. I am mentally in beast-mode. I am getting my house. lol LaShan , I Thank you for your assistance and I look forward to working with Guild Mortgage for my homeownership needs in the upcoming year.