Kruiz, John, and Greg are the best in the biz! They held both the client and my hand through the entire process. I am so grateful to the Refine Mortgage team for getting my buyer in his first home! ❤️

Refine Mortgage is AMAZING. Not only the company but the people that work for the company. I recommend Refine Mortgage to all of my clients.

I had the pleasure of working with Kruiz and not only was he extremely knowledgeable, but his professionalism throughout the entire process was just exceptional. He is the hardest working lender out there and will make sure you get to the closing table. I highly recommend him, you won’t be disappointed!

My experience with Kruiz and John was amazing! They were very personable, responsive and showed they truly cared about my home closing on time and with favorable terms for my family and I. I look forward to working with them again on our next home!

Kruiz and his team were amazing. They made sure we were in the know from beginning to end of the process and had no issue explaining all the acronyms that make us all feel lost!

Kruiz is amazing to work with! it's been over 3 years that I have partnered with Kruiz. Every deal that he was part of we closed on time and saved few deals, that was going to fall apart. Kuriz and his team are the expert in this field. He is totally dedicated to his customers. Kruiz spent countless hours with our clients, explaining everything, helping them to determine what they could afford and being an ever-present source of support through every step of this process. He provides an exemplary level of expertise and customer support. I highly recommend him.

Kruiz and his team are definitely top notch. Have no fear, use refine for all your mortgage needs

Refine mortgage team, mainly Kruiz and John are the best in the loan industry, that I’ve experienced. As a real estate broker, I value communication, patience and teamwork!! They go beyond that. They work diligently, even overtime on behalf of our clients to approve a loan or assist in the process, any and every way possible. There has hardly been an impossible situation with a client that they have not in some way found a solution to. They work with honesty and the utmost of integrity. They value and respect every client no matter how big or small the loan they are applying for may be. I can’t say enough of John and Kruiz!! I wish there more more lenders like them but they are a rare team! They will always be my ONLY go to lenders!

Kruiz is one of the best in this business! He provides a wealth of knowledge and has a talent for explaining complex financial concepts in a clear and understandable way, which has been incredibly helpful to my clients. Kruiz is not just interested in closing deals, he genuinely wants to help clients make the best financial decision. I know that when I partner with Refine Mortgage my clients are in great hands as he is only a phone call away! Highly recommend Kruiz and his team!

Kruiz has always been a great help