I have been using cornerstone since moving to Oklahoma 5 years ago. I will always use them and I will always recommend them. They are nice folks, and consistent with how they handle their business. I should know as I have used them for 2 mortgages and a refinance. Also they are honest and try to do what they can to make sure you come out in the best position possible. They also keep in touch over the years with random gifts throughout the year which is a nice personal touch.